What Is Cash App Bank Name & Address? Everything You Need To Know

Block, Inc.’s Cash App is a mobile payment service that enables money transactions using a mobile app.It provides users financial services through partnerships with Sutton Bank and Lincoln Savings Bank.

For a smooth financial experience, Cash App offers various financial services, such as bill payment, stock investing, Bitcoin purchases, and money transfers.Users may need to provide their Cash App Bank name and addresses for transactions or verification purposes.

This article will find your Cash App Bank name and address while shedding light on their significance and why they matter.

How does Cash App work?

Cash App is a peer-to-peer payment network created by Square Inc. rather than a bank. It offers consumers a variety of services through partnerships with well-known institutions.

Wells Fargo Bank, Sutton Bank, and Lincoln Savings Bank are just a few of the banks that power Cash App’s services. Because of these relationships, the app can provide services like through FDIC insurance, Cash Card issuing, and direct deposits.

What banks does Cash App use?

Let’s delve into Cash App’s primary banking partners:

Sutton Bank:

• Function: Sutton Bank issues the Cash App debit card. With this prepaid card, customers may spend the amount on their Cash App at retail locations, get cash out of ATMs, and shop online anywhere Visa® debit cards are accepted.
• Security and Insurance: If a bank fails, deposits up to $250,000 are covered by the Federal Deposit Insurance Corporation (FDIC). This provides extra protection for users who store money on their Cash App balance.
• About Sutton Bank: Established in 1878, Sutton Bank is a community bank based in Sutton, Ohio. Its primary focus is providing services to local businesses, families, and individuals.

Key Information:

• Full Bank Name: Sutton Bank
• Address: 1 S Main St, Attica, OH 44807
• Routing Number: 041215663
• Account Type (for Cash App): Checking
• Number of Branches: 8 (primarily focused in Ohio)
• Total Assets: ~$2.25 billion (as of estimated data)
• Phone: (800) 422-3641
• Website: https://www.suttonbank.com/

Lincoln Savings Bank: 

• Function: While not explicitly confirmed by Cash App, some sources suggest Lincoln Savings Bank might be involved in facilitating certain banking functionalities within the Cash App platform. This could include features like direct deposit or essential account management services.
• Security and Insurance: Lincoln Savings Bank, like Sutton Bank, is FDIC-insured, insuring savings up to $250,000 per depositor.
• About Lincoln Savings Bank: Lincoln Savings Bank, founded in 1902, has a long history of offering traditional banking services in Iowa, USA. They provide deposit accounts, lending alternatives, online banking, and business banking solutions.

Key Information:

• Full Bank Name: Lincoln Savings Bank
• Address: 508 Main Strееt Rеinbеck, IA 50669 (Please note that this might not be the main headquarters)
• Routing Number: 073905527 (This information might not be directly applicable to Cash App services)
• Account Type (for Cash App – unconfirmed): Checking (if applicable)
• Number of Branches: 16 (primarily located in Iowa)
• Assets: ~$1.89 billion (as of estimated data)
• Phone: (800) 588-7551
• Website: https://www.mylsb.com/

Important Considerations:

• Cash App doesn’t publicly disclose all its banking partners, and these partnerships and their functionalities can evolve over time.
• Cash App Investing, a separate entity facilitating stock and Bitcoin investments within the app, has its regulatory framework.

Identifying the name and details of Cash App Bank

If you need to find your routing and account numbers and your Cash App bank name, you can do it quickly using the Cash App mobile application.

Here’s how to locate the name and information for Cash App Bank:

Routing and Account No.

To locate your routing and account numbers, simply follow these steps:

• Launch the Cash App mobile application.
• Tap the “Money” tab, which resembles a bank building.
• Tap “Account & Routing” next to your Cash Balance.
• The software displays your routing and account numbers, with shortcuts for copying them.

Cash App: Bank Name on Direct Deposit Form

To locate your Cash App Bank name on a direct deposit form, take the following steps:

• Launch the Cash App mobile application.
• Tap the “Money” tab.
• Tap the “Account & Routing” option under your Cash Balance.
• Click on “Set up direct deposit” or go to “Direct Deposit.”
• Under “Manual Setup,” select “Fill out a form.”
• Create a new form and fill in the required information.
• Choose “View Form” to create a direct deposit form.
• Look for the following line: “Banking services provided by [bank name].”

Which bank does Cash App use on Plaid?

Lincoln Savings Bank serves as Cash App’s conventional banking partner for Plaid. Financial technology startup Plaid offers a platform for integrating bank accounts with outside apps and services. 

This improves simplicity and security by enabling users to exchange their financial information with various apps and services without entering their login information.

What is the name of the bank that supports Cash App?

Lincoln Savings Bank and Sutton Bank are Cash App’s two banking partners. It’s important to note that Cash App initially used Sutton Bank as a bank, but when its clientele grew, it acquired another partner.

Which bank is used for direct deposits by Cash App?

Cash App has been making direct deposits using Lincoln Savings Bank since 2017. However, Sutton Bank is the bank partner that is more noticeable and offers services related to the Cash App prepaid debit card (Cash Card).

Is the Cash App secure?

The security and privacy of its users’ financial information is a top priority for Cash App. Cash App collaborates with reliable banks to ensure the safety and regulation of its users’ funds. 

To guarantee their authenticity, it is always advised to confirm the Cash App Bank name and details independently.

This can be accomplished by contacting customer care directly or by cross-referencing the data provided in the app with official sources, such as the website of the linked bank.

The bottom line

Cash App is a well-known online service that allows money transfers denominated in fiat currency or popular coins such as Bitcoin. Indeed, it is also necessary to highlight that Cash App is not a bank. It is a financial services platform that partners with banks such as the Sutton Bank and Lincoln Savings Bank to provide its services.