Key Insights:
- The top crypto payment gateways in Belgium are helping merchants accept both traditional payments and cryptocurrencies through a single payment solution.
- Compliance matters. Selecting providers focused on security, AML, KYC, and other regulatory requirements provides peace of mind.
- Businesses should choose crypto payment gateways that have the optimal ratio between direct crypto settlements and automatic euro conversions.
Crypto payment gateways in Belgium have become a useful tool for accepting payments from customers using digital assets. With the growth of cryptocurrency adoption in Europe, many businesses are looking for safe ways to accept crypto payments.
The introduction of MiCA (Markets in Crypto-Assets) regulation by the European Union provides clear regulation of digital assets in Belgium. Cryptocurrencies are not legal tender, but they can be used as a payment method.
The choice of a crypto payment gateway depends on the particular needs of each business. Merchants should choose providers that ensure high security, transparency, and regulatory compliance. Features such as security, API integration, accepted currencies, and settlement options significantly influence the decision.
Here is a list of the best crypto payment gateways for Belgian businesses.
Payrexx: Swiss Crypto Payment Gateway in Belgium
Payrexx is a Swiss payment service provider that works with both traditional and crypto payments. It helps businesses manage all payment methods from a single platform rather than having several separate systems.
For Belgian merchants, Payrexx provides support for card networks such as MasterCard and Visa. This crypto payment gateway in Belgium also supports bank transfers and works with payment methods such as Bancontact.
The main feature of the platform is flexibility. Online stores, marketplaces, nonprofits, and subscription-based businesses can use it. Recurring billing, payment links, invoices, and white-label payment solutions are among its key features.
Furthermore, Payrexx pays much attention to security issues. It meets PCI DSS Level 1 security requirements and supports GDPR requirements for customer data. It also provides SSL encryption and Strong Customer Authentication.
Moreover, Payrexx is easy to integrate with popular e-commerce platforms or through APIs. Hence, businesses can continue using their existing checkout system when adding crypto payment gateways.
Bity: Financial Infrastructure Gateway
Bity was founded in 2014, and it is one of the oldest cryptocurrency companies in Switzerland. The firm provides services for crypto brokerage, crypto-to-fiat conversions, and business payments.
It works not only with merchants but also with institutions and businesses that need more secure and reliable crypto transactions.
Through Bity, businesses in Belgium can easily convert their digital assets into fiat currencies through a regulated process. This way, they can easily avoid the volatility risks associated with crypto settlements.
Compliance is one of the main advantages of Bity. The platform complies with Swiss financial regulations, customer verification, and anti-money laundering procedures. It is an important feature for businesses that operate across European markets.
Also, the company has been developing digital asset infrastructure for more than 10 years. Bity also operates cryptocurrency ATMs and continues expanding its financial services.
Unlike other crypto payment gateways in Belgium, this platform doesn’t provide services as an ecommerce checkout platform. However, it’s still one of the best choices for businesses that need crypto payment gateways with good crypto-to-fiat functionality.
RoxPay: Omnichannel Crypto Payment Gateway in Belgium
RoxPay is a European payment processing platform that combines traditional payments with crypto acceptance. It is intended for businesses that need to manage multiple payment types from a single platform.
RoxPay provides crypto merchant accounts to enable businesses to accept cryptocurrency and conventional payments. It offers automatic settlement options that can help businesses simplify payment processes. Merchants can opt for a settlement that suits their business model.
This crypto payment gateway in Belgium places great importance on security and compliance, adhering to strict standards. That includes PCI DSS, AML procedures, and information security measures. These aspects help in protecting payment data and payment operations in general.
In addition to payment processing, RoxPay provides reporting tools, accounting functions, and payment management solutions. Such features may assist merchants in monitoring transactions and managing payments.
XanPool: Fiat-to-Crypto Infrastructure Network
XanPool is a global fintech company that integrates traditional bank rails with cryptocurrency blockchain technology. The company provides infrastructure for fiat on- and off-ramp solutions. Businesses and users can transfer funds between bank accounts and crypto wallets, and vice versa.
The platform is suitable for Belgian businesses when customers make crypto payments and merchants need access to traditional banking rails. XanPool simplifies the cross-border transaction.
The platform accepts various cryptocurrencies and blockchain networks. Moreover, XanPool operates regional payment systems in several countries, making it ideal for firms with international clientele.
Compliance is among the main focuses of this platform. The company adheres to KYC and AML procedures where needed and expands the scope of its regulated operations.
XanPool is not a conventional merchant checkout solution. However, it may still be beneficial for businesses that require the efficient movement of fiat and cryptocurrency funds.
Tips for Choosing the Best Crypto Payment Gateways in Belgium
Most payment services differ, and some lack all the required functions. Hence, there are several important aspects merchants must consider while choosing a crypto payment gateway in Belgium.
Firstly, businesses should look if the provider delivers payments directly in crypto or offers automatic fiat settlement. If they prefer the former option, the merchant should be aware of volatility risks.
Secondly, businesses should seek providers that provide encrypted payment processing and secure APIs. Such crypto payment gateways will help businesses to ensure the protection of customers’ data.
Thirdly, businesses should pay attention to the range of supported cryptocurrencies and blockchains. For instance, Bitcoin and Ethereum are among the most widespread cryptocurrencies at present. However, many customers nowadays prefer stablecoins for their price stability.
Next, merchants should check whether the processor offers easy integration with the payment system. Many crypto payment gateways have plugins for e-commerce platforms such as WooCommerce, Shopify, and Magento.
Finally, businesses should consider compliance. Providers with reliable solutions implement KYC and AML procedures where necessary. They also provide reporting and transaction services that help businesses meet regulatory requirements.
