Cambio is an AI-native crypto exchange where a swap runs as one conversation. It has started publishing dated measurements of its own swaps: what a customer receives at different sizes on the routes people ask about most, how long completed swaps take, and, on two busy USDT routes, how its quotes compare with what two well-known instant exchanges show on their own websites for the same amount. Every figure carries the day it was read.
Why publish the cost
Most people who swap crypto already know which coins they want. What they cannot easily see is what that swap will cost at their amount. They also can’t see whether another exchange would hand them more. Exchanges show rates, margins, and network fees in different ways. Their flat fee, which hardly matters on a large swap, can take a real share of a small one. So Cambio measured its own quotes the way a customer meets them, size by size. It checked other exchanges at the same size and put the results in public.
What the measurements show
Moving USDT from Ethereum to Tron. On 7 November, Cambio’s quote turned 1,000 USDT into 996.05 USDT, about 0.40% below the market price. It also turned 100 USDT into 99.47 USDT. Across 28 checks of their websites over the last 30 days, two well-known instant exchanges showed different results. They typically quoted prices 0.81% and 1.60% below the market price for the same 1,000 USDT. On 1,000 USDT, that is roughly 4 to 12 USDT more arriving with Cambio.
Tron to BNB Smart Chain. On 5 November 2026, Cambio’s quote turned 1,000 USDT into 996.10 USDT, about 0.39% below the market price. The same two exchanges’ websites typically showed 1.16% and 1.60% below it, over 28 checks each. On 1,000 USDT, that is roughly 8 to 12 USDT more arriving with Cambio. On small moves, Tron’s own network fee, about $4 from a wallet with no energy, is often the higher cost.
Monero to USDT or BTC. On 5 November 2026, Cambio quoted 0.5 and 1 XMR at 0.40% to 0.66% below the market price. For 2 and 5 XMR, the quotes were 1.05% to 1.53% lower. On Monero, the size of the swap changes the price.
Speed. Real customers completed 113 swaps between 1 September and 29 October 2026. The median time from order to payout was 6.9 minutes. Additionally, 62% of swaps took only ten minutes to complete. Swaps from Bitcoin and Monero took longer because their deposits wait for more confirmations.
How the comparison took place. Cambio’s checker reads the other exchanges’ figures directly from their public websites. It uses an exact amount of 1,000 USDT, matching the quotes any visitor sees before placing an order. Cambio checks a chosen set of well-known exchanges, not every exchange on the market.
One conversation, one quote
On cambio.one, a user types the swap the way they would say it. For example, “swap 1 XMR to USDT on Tron”. Cambio’s AI works out the coins, the networks, and the amount. It asks only for what is missing, and prices that exact amount. Before it quotes, Cambio compares prices from other exchanges for that amount and uses them to set its own price. The customer gets one Cambio quote. It has the network fee on its own line, and the amount that will arrive appears before sending anything.
“People ask us the same two questions every day: what will this swap cost at my size, and would I get more somewhere else,” said John Warwick of Cambio. “So we measure our own quotes, we check well-known exchanges at the same amount, and we put the date next to every number. When a figure changes, we would rather say so than leave an old number standing.”
The reports answer the questions customers bring to Cambio, many of whom arrive from ChatGPT. Each one keeps its method next to its numbers, and Cambio’s own test swaps remain excluded from every count.
Availability
Cambio supports more than 100 coins on more than 25 networks, including Bitcoin, Ethereum, Solana, Tron, BNB Smart Chain, Arbitrum, Litecoin, Monero and XRP. Swaps can take place on cambio.one and in Cambio’s Telegram bot (t.me/CambioSwapBot). Moreover, a Cambio plugin in ChatGPT shows quotes and follows swaps without moving any funds. The measured reports are available at cambio.one/blog.
The figures above are Cambio’s own quotes and records, and other exchanges’ website figures, on the dates given. They describe those days and are not a promise about future prices.
About Cambio
Cambio is an AI-native crypto exchange operated by Cambio Technologies, S.A., registered in the Republic of Panama (Public Registry Folio 155788233). Users describe a swap in plain words on cambio.one or in the Cambio Telegram bot and receive one quote for their exact amount, and a Cambio plugin brings quotes and swap tracking to ChatGPT.
Non-custodial by design: no account needed, no stored balances, and no ongoing custody. Each swap settles to the destination wallet the user provides. Cambio is not available to residents of the United States, the European Union, the United Kingdom, and other restricted jurisdictions; see the Terms of Use at cambio.one/legal/terms.
